Your First Home Is Closer Than You Think.

Let's Map the Path to Owning It.

Cut Through the Complexity. Get Clear, Step-by-Step Assistance to Navigate Lenders, Grants, and Loans, and Start Building Your Future.

TESTIMONIALS

What others are saying

How We Get You Into Your First Home

Step 1

Discovery call to understand your individual circumstances

Step 2

Gather information and necessary documents

Step 3

Apply and get pre-approved so you can go start house hunting. Ready to Buy

Ready to get started?

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

So how does it work?

We just have a chat, then we can help you understand how much you can borrow, what you can buy and explain the whole process to you. Our goal is to educate you so that you know everything we do and can make your own informed decisions. At the end of the day its going to be your money and your mortgage so we want you to be comfortable with everything.

What does it cost?

Nothing! Our service is completely free to you. We get paid by whichever bank you end up choosing in our process. It's not charged to you and it does not affect your loan in any way, think of it like a marketing fee the bank pays for a guaranteed client. Now we are paid nearly exactly the same by all 40+ banks we work with so there is no reason for us to play favourites. Our only Job is to make you as happy as we can so you tell your friends and family about us.

How do I prove to the bank I can afford the repayments?

Banks have a policy called "genuine savings" — they want to see you can consistently set money aside, so you'll comfortably manage a mortgage once you have one. If you're renting, a history of paying rent on time goes a long way toward evidencing this. And if you're still living at home, don't worry — you're not disadvantaged. Consistent savings sitting in your account over a few months does exactly the same job. Either way, we'll show you precisely what the bank is looking for and how to present it.

How large does my deposit need to be?

Depending on your personal situation it could be as low as $0, but most people buying their first home will need 5% of the goal purchase price. This is very specific though and we will go through it in detail once we have a chat so you know the exact number and WHY that is the number.

MEET THE TEAM

Hey, I'm Grant

I've spent my career watching people build real wealth through property — and it almost always starts with one decision: buying that first home. I know how big that first step feels, because I help people take it every week. My job isn't to hand you a loan and disappear; it's to give you the strategy, the straight answers, and the full picture — grants, deposit, loan structure — so you buy with confidence instead of guesswork. Get the first move right, and everything after it gets easier.

YPT Finance Group Pty Ltd ABN 94 682 915 260 is a licenced Credit Representative (number 565923) of QED Credit Services Pty Ltd Australian Credit Licence number 387856.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.